In Over Her Head Read online

  “Holy mackerel! In Over Her Head is a fantastically fun romantic catch—Judi Fennell has one heck of an imagination!”

  — Michelle Rowen, author of Bitten & Smitten

  “A fantastic debut novel, Judi Fennell has put the ‘beach’ back in beach read!”

  —Virginia Farmer, award-winning author of A Blast to the Past He lives under the sea…

  Reel Tritone is the rebellious royal second son of the ruler of a vast undersea kingdom, and he’s always been fascinated by humans…

  She’s terrifi ed of the ocean…

  Marina owner Erica Peck would never go swimming willingly—but she’s forced into the water and is nearly eaten by a shark. Luckily Reel is nearby to save her, and he discovers she’s the woman he’s been searching for…

  Before she knows it, Erica is off with Reel on a wild underwater adventure to recover a stolen treasure, battle a jealous sea monster, and, of course, defy a death edict from the kingdom’s high court. But even if they make it through their madcap mission alive, can they fi nd a way to stay together when she hates the water and he can’t survive on land?

  “WAVES OF SENSUALITY AND

  Judi

  RIPPLES OF EMOTION!”

  Romance

  ISBN-13: 978-1-4022-2001-2

  $6.99 U.S./$7.99 CAN/£3.99 UK

  S

  ISBN-10: 1-4022-2001-4

  Fennell

  —LA Banks, The Vampire Huntress Legends Series www.sourcebooks.com

  EAN

  www.sourcebookscasablanca.com

  Judi Fennell

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  J u d i F e n n e l l

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  Copyright © 2009 by Judi Fennell

  Cover and internal design © 2009 by Sourcebooks, Inc. Cover design by Anne Cain

  Sourcebooks and the colophon are registered trademarks of Sourcebooks, Inc.

  All rights reserved. No part of this book may be reproduced in any form or by any electronic or mechanical means including information storage and retrieval systems—except in the case of brief quotations embodied in critical articles or reviews—without permission in writing from its publisher, Sourcebooks, Inc.

  The characters and events portrayed in this book are fictitious or are used fictitiously. Any similarity to real persons, living or dead, is purely coincidental and not intended by the author. Published by Sourcebooks Casablanca, an imprint of Sourcebooks, Inc. P.O. Box 4410, Naperville, Illinois 60567–4410

  (630) 961–3900

  FAX: (630) 961–2168

  www.sourcebooks.com

  Library of Congress Cataloging-in-Publication Data Fennell, Judi.

  In over her head / Judi Fennell.

  p. cm.

  1. Man-woman relationships--Fiction. 2. Scuba diving--Fiction. 3. Marinas--Fiction. I. Title.

  PS3606.E5575I56 2009

  813’.6--dc22

  2008051867

  Printed and bound in the United States of America QW 10 9 8 7 6 5 4 3 2 1

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  To my husband and children, who are proof that dreams can come true.

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  Chapter 1

  If Erica Peck were a gambler, she would’ve bet good money that nothing could ever get her in the waters of the North Atlantic again.

  The snub-nosed .38 special now trained on her would have lost her that bet.

  “Come on, Joey. I can’t go in the water.” Can’t, not won’t. Huge difference.

  “You can and you will, Erica. I need those diamonds. We’ve been through this. Alive or dead, it’s your choice.” Joey Camparo waved the gun like an effeminate decorator describing his “vision.” His new designer clothing screamed of too many subscriptions to men’s magazines and a high-priced personal tailor—none of which he’d had when they were dating.

  She would have thought he’d pick a bigger gun, though.

  “Go get it.” The gun stopped circling, aimed dead-on at her heart. The late afternoon sun glinted off the metal like a beacon.

  How could he do this to her? He couldn’t be mad over their breakup— he was the one who’d cheated. She hadn’t even kept the ring, so he couldn’t want revenge. He knew what he was asking. Which meant there was a lot more going on than she knew. The sweat on his upper lip confirmed it. Joey never sweated.

  “In.” The gun circled again. Tighter.

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  She didn’t have a choice. You can do this, Erica. She pushed the mind-numbing fear aside, lowered herself to the swim deck, pulled her scuba mask in place, and slithered into the cold waters of the thirty-ninth latitude. Adjusting the regulator in her mouth, Erica took a deep breath, closed her eyes, and lowered her head. Taking a bullet might be easier.

  As the ocean closed over her, blocking out any sound but her breathing, Erica fought the panic and opened her eyes, pulling herself down the dive line. It was only seventy-five feet to the artificial reef. Tons of divers visited this site. She, herself, had been here years ago with her brothers.

  Now she was here all alone.

  Except for the slimy monster on the deck above. What had Joey gotten himself into? And why drag her into it?

  Her life’s air bubbling in front of her, frothing the water as it enfolded her in its claustrophobic embrace, Erica took another deep breath. It didn’t help. She repositioned the mask, fiddled with the regulator, and tried to enjoy the scenery, but images from Jaws kept thrusting their way to the front of her brain.

  I think I can, I think I can, I think I can. She’d try any mantra to get through this.

  The line slid through her hands as she lowered herself into the depths. Okay, maybe seventy-five feet wasn’t

  “the depths” to regular divers, but she’d never been alone this deep. Hell, she never went in ocean water higher than her knees anymore.

  The wet suit insulated her from the drop in temperature, but nothing could disguise the fact that the sunlight InOverHerHead.indd 2

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  dimmed with each foot she descended. Black sea bass zipped past, the thin orange striping on their snouts flickering in the flash of her dive light. A lion’s mane jellyfish drifted off the far edge of the reef. Great. The world’s largest jellyfish—rarely seen at this latitude—

  picked today to take a vacation. Perfect. Just beyond flipper-reach was what was left of the SS

  Minnow, an old lobster boat sunk by the U.S. Fish and Wildlife Department for an artificial reef. It shouldn’t be hard to find Joey’s diamonds then get herself the hell out of here. She could do this.

  She had to do this.

  As her fins fluttered near the wreck, scamp and porgies swam above the barnacles and mussels claiming it. Sea stars and white star coral covered the hull. A lobster disappeared inside a hole when she got too close. This should be beautiful. It should give her a sense of awe. Instead, it almost paralyzed her. Ever since The Incident, it was never safe to go back in the water, no matter the incentive, but Joey’s gun made it the safer option.

  She examined every possible crevice, although she drew the line at poking into any place she couldn’t see. Pinching crustaceans liked little hidey-holes and her fingers did not. The mollusk colony snapped shut as she passed, colorful anemones hid their vulnerable parts, and crabs scuttled out of her way. But after twenty-five minutes, her search yielded no diamonds. Air tank at
the return point, Erica turned toward the dive line. Joey was going to be pissed. Well, he shouldn’t have put the diamonds in Grampa’s urn. It wasn’t as if he didn’t know her grandfather’s last InOverHerHead.indd 3

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  wishes; he’d been there when the will was read. Of course, he’d also known her fear of the ocean. Probably figured it was a safe bet that Grampa’s ashes would never make it to the dive site.

  This wasn’t the first time Joey had underestimated her. That had been when he’d thought he could schmooze his cheating ass out of a broken engagement with gifts and roses and phone calls.

  Her brothers had known what he was. They’d tried to tell her, but she’d defended Joey every time. She’d wanted to find someone whose life’s work wasn’t tied to the sea, so when Mr. National Account Manager had rented a slip at their marina and swept her off her feet, she hadn’t put up a fuss.

  Stupid her.

  And now he’d betrayed her yet again.

  As she reached fifteen feet, dozens of reddishbrown cunners swam by, sparkling blue and olive green where they crossed the stream of sunlight cutting into the water. She paused to rid her body of nitrogen buildup. She didn’t need to add the bends to today’s list of fun adventures.

  More sea bass and blackfish followed, schooling around her, an occasional bump here and there. She flinched—yeah, yeah, they weren’t man-eaters, but man-eaters ate them, right?

  God, she was pathetic. Twenty-eight years in this neck of the ocean, and she still couldn’t put the terror of open water behind her. No wonder her brothers patted her affectionately on the head any time she argued she could run the marina as well as they could. Not that she’d wanted to, but that she could.

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  “Sure, Erica. Any time you want,” they’d replied.

  “You just let us know,” followed by snarky laughs. And now, the one—one!—charter she’d done on her own had backfired with… this!

  She huffed. Oops—not a good thing with a regulator between her lips. She jammed the device back in but a mouthful of seawater accompanied it and, hell… she’d blown it. Foregoing the risk of the bends for the dire need of oxygen, she kicked to the surface. Between spasms of expelling mouthfuls of saltwater and trying to whip escaped pieces of long chestnut hair out of her eyes, she probably looked like an epileptic seal as she surfaced.

  “You’d better have them, Erica!”

  Yeah, real pissed. She swiped at another wet strand of hair then shielded her eyes from the late afternoon sun’s glare and craned her neck to see Joey leaning as far off the bow as possible without falling in.

  “Where are they? Show me!” His cream-colored, tailored jacket blended in with the gleaming white of his new yacht, The Brass Ring, so his gelled—ugh—

  black hair bobbed like a disembodied head floating over a ghostly grave.

  “No, Joey, I didn’t find them.” She pushed the mask onto her forehead and massaged her numb cheeks, all the while keeping the flipper-flapping going to remain upright.

  “Are you blind as well as being an idiot?” he yelled.

  “Look, Erica. Either you get that scrawny little body of yours face down in the water searching for my claim, or I’ll do it for you.”

  “I did. Do you know how many nooks and crannies are in this thing? The diamonds”— claim? —“could be anywhere.”

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  Something brushed her leg. God, please let it be kelp. But, just in case, she stopped moving her legs and tried to remain upright with the smallest movements her hands could make.

  It didn’t work.

  After dunking below the surface, she sputtered upward again to Joey’s order. “Put the mask back on, damn it, and start looking! We’ve only got an hour of light left.”

  What’s with the “we”? He had yet to get his lily-white ass into the teeming waters of the North Atlantic. “Joey, I can’t. The tank’s almost empty.”

  “I don’t care. Use another one.”

  “What? I can’t be submerged at these depths for that long. I’m going to need an hour or so to regulate my body. There’s not enough time. We’ll have to come back tomorrow.”

  “You’ll go back down there, Erica. Now.”

  “I can’t. It’ll kill me.”

  “Or I will.” The snub-nose made its reappearance.

  “I’ve got too much riding on those diamonds for you to give up. That kimberlite vein is my way out of this mess. If you hadn’t backed out of our engagement, I’d have had the marina and no need to skulk around. But you couldn’t let it go. I’m not about to let you blow the biggest deal I’ve got going.”

  Her family had been on the island since the first colonization, and she’d never heard of a kimberlite vein in the area. Surely a diamond-spewing tube of volcanic rock would have been discovered before this. “Let it go?

  You were sleeping with anything in a skirt! And what mess are you talking about?”

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  “Good God, Joey. What kind of people are you involved with?”

  “None of your damn business. All you need to worry about is finding the diamonds you threw overboard so I can pay them off.” He lifted an air tank. “Use this.” The glint in his eyes matched the sheen on the gun. She scanned the horizon. No other boat in sight. Four-and-a-half miles from shore. In shark waters. With a desperate man and a gun trained on her. Either way, she was a goner. Her body couldn’t take the stress of another dive, and the bullet would do as much damage—more if it brought sharks. She had to do something.

  She climbed onto the swim deck to switch tanks. Visibility wasn’t great from the surface. She’d hover low enough so he’d think she was looking then convince him to come back tomorrow. Then she’d have him arrested for kidnapping. It was the only chance she had. She adjusted her hood, slid the mask in place, put the regulator between her lips, and kicked off. If only she hadn’t finally decided to scatter Grampa’s ashes over the Minnow site, she wouldn’t be here. Joey’s stashed treasure could have stayed in the urn—who hides diamonds with someone’s ashes, anyway? But now she’d finally worked up the courage, and this happened.

  Cheating, lying, smooth-talking, betraying bastard…

  She dove down the line. Two could play at that game. She’d swim back and forth to keep the air bubbles moving. Now, if she could just keep the sea creatures at bay. If only that couple hadn’t come in wanting to dive the site last week, or if she hadn’t agreed. If she’d taken InOverHerHead.indd 7

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  Grampa’s ashes out sooner, or Joey had retrieved the diamonds before then…

  If only she had a backbone when it came to the sea. But no. Ever since The Incident, she was too skittish to take a boat out by herself—and heaven forbid she should ask anyone else. She’d never hear the end of it. After nearly three decades of being thought of as a flake, as the “baby sister,” the only one of the Peck family unable to take the reins of the marina, she’d been out to prove she could.

  And now look what had happened.

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  Chapter 2

  WHAT IN POSEIDON’S WATER IS SHE DOING?

  Reel Tritone peered around the debris he’d elected to hide behind. The woman looked as if she was praying. For what? There was no sunken treasure here; definitely none in that old wreck the Humans had sunk, and he’d picked the Afternoon Delight clean before it had hit bottom. The current had done the rest.

  “Fish! Those Humans stink!” Chum, his remora friend, swam back after hi
s own surveillance.

  “Is it her? What’s she doing?” Reel created a small current with his hand to pull Chum in.

  “Cut it out, lover boy. I really hate that artificial sluicing over my gills. You should try it sometime. Like the aftereffects you get from munching on kelp that’s been floating on the surface for weeks.” Chum shook his head.

  “Whatever. So, is it her?”

  Fish couldn’t really sigh effectively, but Chum tried.

  “Yes, it’s her. Same as before, only about twenty selinos older. What do you see in her, anyway? I mean, for Apollo’s sake, she’s a Human. ”

  “I know she’s a Human. But she’s a beautiful one.”

  “Oh, for crying out loud. She looks like a shaved seal in that rubber suit. You’ve seen her, what? Twice in your life?” His tail flicked through the water like a dragonfly buzzing the surface. “And you didn’t make all that good of an impression the first time.”

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  Reel ran his fingers through his hair. Unfortunately, Chum was right. That first time had been close. Close enough to feel her silky skin—and scare the daylights out of her. As far as he knew, other than the one dive she’d made with all those men, she hadn’t been in the water since. He’d wondered about her every day. Now here she was, in the water— his water—and he couldn’t take his eyes off her. He wanted to swim over, help her find whatever she was looking for, ask a question…

  Yeah, and then try to explain how he was breathing under the sea. That wasn’t likely to go over well with her kind.

  “So, lover boy, whatcha gonna do? Tread here and moon over her for the rest of your life? Now’s your chance.” Chum did Smug without arms like Poseidon did tsunamis—big and obvious and more than a little annoying for the recipient.

  “You know, Chum, keep it up, and I might let you live up to your name.” He flicked a finger so fast Chum didn’t even see it coming before it tapped him on the, well, the area where his shoulders would be if fish had shoulders.

  “Hey, that stung! See if I do your dirty work anymore.”

  “It’s not dirty work. They’re fact-finding missions.”

  Chum snorted. “Right. Like the time you sent me into that coral claiming there had to be another entrance big enough for you. There was, but unfortunately it led to the surface where a tern was waiting to eat me.” He shook his head. “Why am I friends with you again?”